Skip to the content
Vendor Oxygen
Sign in
Partners

Who does what beside the invoice, and where each one stands.

A government pays from its own bank. A card payout path, which is switched off, and working capital involve other companies. Each is named here with what it does and what is signed, in plain words, and we change this page when that changes.

Talk to us about partneringHow vendors are paid

  1. A government's payment run

    Your bankACH or checkVendor

    Built and tested with simulated payments. Your bank moves the money. No bank has tested the files yet.

  2. Card payout, not available

    ProcessorCard networkVendor's debit card

    Tested with simulated payouts only. Switched off, and not part of a payment run. Nothing is signed.

  3. Working capital

    BusinessReferral, with consentProvider and its funders

    Referral agreement signed. Only in states that are open.

Processing and payouts

A card payout path, switched off

  • Payment processing

    Finix, a registered processor of Pathward, N.A., is selected as the processor for a card payout path that no government or vendor can use today.

    Selected, tested with simulated payouts only, and switched off. No money has moved.

  • Card payouts

    The path is built to pay a vendor's eligible debit card, and it is not part of a payment run. Visa Direct is the card network's service for sending funds to eligible cards.

    Selected, tested with simulated payouts only, and switched off. No money has moved.

Finix and Visa Direct are the names of their owners' services. No partnership with either company is claimed, and neither sponsors or endorses this platform.

Working capital referrals

Working capital for the stretch between award and payment

We are not a lender and do not make credit decisions, and a provider may pay us if a business obtains financing. A business that wants working capital can ask to be referred, and a referral goes only where its state is open and only with its consent.

Request working capital

Referral company

LendAbiz Capital is an independent business-financing company. It works with funders on cash advances, business loans and lines of credit.

With a business's consent, and where its state is open, we refer its request to LendAbiz Capital. It and its funders decide any offer under their own terms. We are not a lender, we do not make credit decisions, and we cannot promise an approval. It may pay us if a business obtains financing.

Referral agreement signed.

“Partners”, as this page is titled, is used in its everyday business sense. We and the referral company are independent: neither is the other's agent, and neither can bind the other.

Build beside a government invoice

  • Payment processors and card programs
  • Funders and providers of business financing
  • Associations, accountants and advisers who serve government vendors

What you can expect

A plain statement of what is built, what is in use and what is not built, written so that it can be checked against the product.

Write to us: the address in the footer.